EFEKTIVITAS EXPERIENTIAL LEARNING PADA LITERASI EKONOMI SYARIAH ANAK USIA DINI

Abstract

This study aims to analyze the effectiveness of the Independent Community Service Program (KKN) in increasing the understanding of Sharia economic literacy and fostering saving interest in early-age children. The program was motivated by the low level of financial literacy and unstructured saving habits among the community and children in Dalu 10 A Village, Tanjung Morawa District. The program was conducted from September 1-18, 2025, using an experiential learning approach targeting 30 students at SDN 104236 Dalu 10 A. Key intervention methods included the "Creative Piggy Bank Workshop", the launch of the "1000-a-day Movement", the "Pocket Money & Savings Educative Simulation", and the "Sharia Child Account Opening Simulation". Sharia economic principles were implicitly integrated through the concepts of gratitude, discipline, and the introduction of profit-sharing (mudharabah). Evaluation results showed a significant increase in students' understanding (cognitive) and interest and enthusiasm (affective) towards saving activities. It was concluded that participatory and experience-based methods are highly effective in shifting the paradigm of saving from an obligation to an enjoyable habit for children, although program sustainability remains a major challenge due to time constraints